Roadmap

Wingspan adds what Monarch doesn't have yet, inside Monarch's own pages. This is what's built and what's planned, against Monarch's official roadmap (it needs a Monarch login), last checked October 6, 2026. Want something moved up? Vote on feature requests on GitHub, or suggest a new one.

How Wingspan follows Monarch

• Wingspan only adds what Monarch doesn't do yet. Most features add to a Monarch page you already use.
• If Monarch has only planned or started a feature, Wingspan can still build it, since plans can change.
• When Monarch releases a feature that matches one of Wingspan's, Wingspan's version is deprecated and removed.
• A full match means Wingspan's feature is removed once Monarch's ships. A partial match means Monarch's covers some of it, so it gets another look when Monarch's ships.
• Wingspan never rebuilds or unlocks what Monarch already has, paid plans included.

Built

Feature	On Monarch's roadmap
Due dates A due date on every bill and subscription, sorted by date, with a due day you can set yourself Adds to Recurring	Improved Recurring DetectionIn progress · Partial match
Manual bills Bills without a regular schedule, like a check that gets cashed late, stay unpaid until the payment clears Adds to Recurring	Improved Recurring DetectionIn progress · Partial match
Card payments Each card's statement balance, due date and whether checking can cover it, in Monarch's Statements card Adds to Recurring	Recurring 2.0's Statements card says "Coming soon"Not on the roadmap · Full, once Statements ships
Projected balances Checking day by day ahead, so you see a low point before you hit it, plus your monthly surplus Adds to Cash Flow · 268 mentions on r/MonarchMoney	Projected Account BalancesUp next · Full matchMonarch moved this to Up next in October 2026. Advanced Forecasting & ScenariosReleased April 2026 · Partial matchMonarch's forecasting looks years ahead. Projected balances covers the next few days and weeks.
Free cash How much you can safely spend or move out of checking today, through your next paycheck, with bills, card minimums and goals covered Adds to Recurring and Cash Flow	Projected Account BalancesUp next · Partial match
Retail receipt sync Store purchases sent to Monarch as receipts, so they're split into individual items like Amazon and Target orders. Currently Walmart and Costco. Adds to Transactions	Not on Monarch's roadmap
Business filter Monarch's household and business switch on Recurring, for Monarch Plus households with a business Adds to Recurring	Monarch has the switch on Cash Flow, Transactions and Reports, but not yet on Recurring 2.0Not on the roadmap · Full, once Recurring 2.0 gets Monarch's switch

Next

Feature	On Monarch's roadmap
Pay periods Your month split by paycheck: the bills due before each one and what's left to spend until the next Adds to Cash Flow · 35 mentions on r/MonarchMoney	Not on Monarch's roadmap
Running balance An account's balance after each transaction, like a checkbook register Adds to Transactions · 72 mentions on r/MonarchMoney	Not on Monarch's roadmap
Custom recurring frequency Twice a month on any two days, or every few months, when Monarch's guess is wrong Adds to Recurring	Improved Recurring DetectionIn progress · Partial match
Recurring by owner Filter bills by whose account pays them: yours, your partner's or shared Adds to Recurring	Not on Monarch's roadmap
Refunds owed Mark a purchase as expecting money back, and get flagged when the refund is late Adds to Transactions · 91 mentions on r/MonarchMoney	Associate TransactionsUnder consideration · Partial match
Free cash on the Dashboard A small Free cash today card, linking to Projected balances Adds to the Dashboard	Custom Dashboard WidgetsUnder consideration · Partial match
Account groups Your own groups of accounts with their totals, such as retirement apart from taxable investments Adds to the Dashboard	Custom Dashboard WidgetsUnder consideration · Partial match

Later

Feature	On Monarch's roadmap
Trends Spending by month, quarter and year side by side, compared to your budget Adds to Reports · 133 mentions on r/MonarchMoney	Not on Monarch's roadmap
Year-to-date budget Budget and actual spending for the year so far, not just this month Adds to Budget · 120 mentions on r/MonarchMoney	Not on Monarch's roadmap
Remember filters and views Keep the filters, date ranges and views you last used Adds to Transactions and Reports · 116 mentions on r/MonarchMoney	Not on Monarch's roadmap
Budget undo Save your budget before making changes and restore it in one click Adds to Budget · 54 mentions on r/MonarchMoney	Not on Monarch's roadmap
Cents in the budget Show budget amounts to the cent Adds to Budget · 32 mentions on r/MonarchMoney	Not on Monarch's roadmap
Compact layout Denser rows and the option to hide sidebar items Everywhere in Monarch · 80 mentions on r/MonarchMoney	Not on Monarch's roadmap
Easier bill setup Adding a bill fills in its frequency, amount and next date from Monarch's detection, with the merchant's logo Adds to Recurring	Improved Recurring DetectionIn progress · Partial matchMonarch is rebuilding detection and adding items from a single transaction in Recurring 2.0.
Rules that match by date Tell identical payments apart by the day of the month they post Adds to Monarch's rules	Not on Monarch's roadmap
Cleanup checklist Find merchants without logos, near-duplicate merchants, rules that never run, likely duplicate charges and price increases, and fix them with Monarch's own rules and merges New in Wingspan	Not on Monarch's roadmap
Emergency runway How many months of essential spending your cash covers, next to your emergency fund goal Adds to Goals	Not on Monarch's roadmap
If something happens A printable list of accounts, bills, due dates and owners for your partner New in Wingspan	Not on Monarch's roadmap
Safari and iOS Wingspan in Safari, including on iPhone and iPad Safari on Mac, iPhone and iPad	Not on Monarch's roadmap

Maybe

Feature	On Monarch's roadmap
Shared expenses Track who owes whom for shared purchases with a partner, since Monarch ended its Bill Split beta Adds to Transactions · 98 mentions on r/MonarchMoney	Not on Monarch's roadmap
And/or filters Combine filters with and/or. Monarch is building exclude filters, so Wingspan would only add the and/or part. Adds to Transactions · 102 mentions on r/MonarchMoney	Exclude FiltersIn progress · Partial match
Spread an expense Spread a big purchase across several months in your budget Adds to Budget · 42 mentions on r/MonarchMoney	Not on Monarch's roadmap
Zero-based check How much income is still unassigned in your budget Adds to Budget · 69 mentions on r/MonarchMoney	Not on Monarch's roadmap
Linked transfers Pair both sides of a transfer between your accounts Adds to Transactions · 44 mentions on r/MonarchMoney	Not on Monarch's roadmap
Exchange rates Current rates for manual accounts in other currencies Adds to Accounts · 83 mentions on r/MonarchMoney	Foreign CurrenciesUnder consideration · Partial match
Watchlists A monthly target on a tag or merchant, tracked without budgeting it Adds to Budget	Not on Monarch's roadmap
Needs, wants and savings Your spending split against the 50/30/20 rule Adds to Budget	Not on Monarch's roadmap
Age of money How long money sits in your accounts before it's spent Adds to Reports	Not on Monarch's roadmap

Won't build

Monarch already has these, so Wingspan leaves them to Monarch:

• Budgets, rollovers and goals, including Goals 3.0
• Debt payoff planning (released December 2025)
• Forecasting, retirement, tax and what-if scenarios, and long-range balance projections (released April 2026)
• Account details such as credit utilization, interest rate and minimum payment (released November 2025)
• Hidden transactions (released October 2025)
• Receipt scanning, email receipts, equity compensation and the AI Assistant
• The rules engine, merchant editing, categories and tags
• Bill sync, credit score, net worth and investments
• CSV import and export, reports and the Sankey chart
• Subscription cancellation and bill negotiation, which need a human service
• Recurring detection and matching for anything Monarch can already match itself