What r/MonarchMoney asks for

Posts

15,819

Comments

133,597

Since

2020

Leaving posts

961

From an archive of r/MonarchMoney through October 6, 2026. About 1 in 6 posts asks for something. Posts peaked in 2024 (5,318) after Mint shut down.

Topics come from keyword matching, so a post can land in several, and roughly 60 to 80% of matched requests are real asks. Treat the numbers as relative demand.

Top unshipped requests

Mentions per request. Hover a bar for its status at Monarch.

1. Investment transactions and dividends284
2. Projected account balances268
3. Paycheck gross and deductions166
4. Year over year and month over month tables133
5. Annual or YTD budget view120
6. AI access through MCP120
7. Scheduled future transactions118
8. Remember filters and default views116
9. Exclude filters, and/or logic102
10. Who owes whom with a partner98
11. Refund and reimbursement matching91
12. Multi-currency83
13. Custom date ranges, net worth chart81
14. Compact layout80
15. Sub-categories73
16. Running balance72
17. Zero-based budgeting69
18. Several recurring items per merchant67
19. Undo54
20. Linked transfers44
21. Spread an expense across months42
22. Pay-period budgeting35
23. Cents in budget32

As a table, with upvotes and whether an extension can help

Request	Mentions	Upvotes	At Monarch	Wingspan
Investment transactions and dividends	284	1,435	Beta since Feb 2024	No, data problem
Projected account balances	268	1,048	Not shipped. Plus Forecasting is long range only.	Built: Projected balances
Paycheck gross and deductions	166	531	On Jan 2026 roadmap	No
Year over year and month over month tables	133	728	Partial	Later: Trends
Annual or YTD budget view	120	764	Not shipped	Later: Year-to-date budget
AI access through MCP	120	919	Paused since Jun 2026, no timeline	No, provider dispute
Scheduled future transactions	118	561	Announced	Skip, announced. Manual bills cover future bills today.
Remember filters and default views	116	677	Partial. Remembering the net worth range is in progress.	Later: Remember filters and views
Exclude filters, and/or logic	102	453	Exclude coming soon, no and/or	Maybe: And/or filters
Who owes whom with a partner	98	626	Bill Split beta retired Jun 2026	Maybe: Shared expenses
Refund and reimbursement matching	91	289	Not shipped, no plan	Next: Refunds owed
Multi-currency	83	300	Planned, no timeline	Maybe: Exchange rates
Custom date ranges, net worth chart	81	1,047	In the works	Skip, in the works
Compact layout	80	789	Partial	Later: Compact layout
Sub-categories	73	299	Not shipped	No
Running balance	72	256	Not shipped	Next: Running balance
Zero-based budgeting	69	196	Declined	Maybe: Zero-based check
Several recurring items per merchant	67	608	In Recurring 2.0 Early Access	Done by Monarch
Undo	54	240	Not shipped	Later: Budget undo
Linked transfers	44	174	Not shipped	Maybe: Linked transfers
Spread an expense across months	42	110	Not shipped	Maybe: Spread an expense
Pay-period budgeting	35	157	Promised in 2024, not shipped	Next: Pay periods
Cents in budget	32	101	Declined in 2023	Later: Cents in the budget

Recurring, where Wingspan lives

• The top complaint is that recurring works by merchant, so one merchant can't hold several items. Recurring 2.0 fixes that.
• Recurring 2.0 opened in Early Access in late September. Testers say it misses most annual bills, has no calendar or card statements yet, and doesn't feed future balances. Staff say creating an item from a single transaction is in progress.
• Next come false detections and nagging, about 110 threads, and requests to turn recurring off.
• Twice a month only allows the 1st and 15th, or the 15th and last day. People want any two days.
• Unpaid items drop off the calendar instead of staying overdue.
• Bill Sync lags weeks behind, sends false overdue alerts and isn't tied to transactions.
• People keep asking to set card due dates themselves and to see when a full statement payment will leave checking.

Why people leave

Posts about leaving or about to leave, by reason.

1. Sync and connections329
2. Price, value, Plus tier167
3. Bugs88
4. Missing features81
5. Support77
6. Privacy and tracking15

People mostly went to Simplifi, YNAB, Quicken and Copilot. April 2026, when Plus launched at $299 and dropped to $199 three days later, is the worst month in the archive.

Shipped after long demand

• Bill Sync (Oct 2024)
• Amazon sync (May 2025)
• YTD net worth (Feb 2025)
• This month against average (Jul 2025)
• Shared Views (Oct 2025)
• Goals 3.0 (Jun 2026)
• Mobile reports (Jun 2026)
• Forecasting, business tracking and cost basis in Plus (Apr 2026)
• Switch data provider and keep history (Sep 2026)
• Sort accounts by balance (Sep 2026)
• Account notes (Sep 2026)